๐โจSoutheast Asia shines in expat affordability ranks ๐ก๐ธ
Five SEA countries ๐ป๐ณ ๐น๐ญ ๐ฎ๐ฉ ๐ต๐ญ ๐ฒ๐พ dominate as affordable expat hotspots

The Main Takeaway
Vietnam ๐ป๐ณ has been crowned the worldโs most affordable country for expats for the 5th straight year, according to the 2025 Expat Insider study by InterNations ๐๐ฅ.
Southeast Asia shines ๐ with five countries in the global top 10: Vietnam, Thailand, Indonesia, the Philippines, and Malaysia.
Asian countries dominated the list when it comes to personal finances for expats, with five out of the top 10 countries being from Southeast Asia: Vietnam, Thailand, Indonesia, Philippines and Malaysia. (CNBC)
Why Itโs on Our Radar
With rising costs worldwide ๐๐, SEA stands out as a wallet-friendly region:
๐ป๐ณ Vietnam: 89% of expats happy with cost of living ๐ตโจ
๐น๐ญ Thailand: low daily costs & vibrant expat hubs ๐ด
๐ฎ๐ฉ Indonesia: mix of culture & affordability ๐๏ธ
๐ต๐ญ Philippines: English-speaking & budget-friendly ๐๏ธ
๐ฒ๐พ Malaysia: new in top 10, rising fast ๐
Whatโs at Stake
๐ Global talent migration: SEA may draw more nomads, retirees, and professionals
โ๏ธ Policy race: Countries could offer better visas, tax perks & healthcare
๐ก Local economies: More expats = growth for housing, SMEs & services
The Big Picture
๐ Expat Insider 2025 surveyed 10,000+ expats from 172 nationalities.
Top 10 affordable: ๐ป๐ณ Vietnam (#1), ๐จ๐ด Colombia, ๐ต๐ฆ Panama, ๐จ๐ณ China, ๐น๐ญ Thailand (#5), ๐ฎ๐ฉ Indonesia (#6), ๐ต๐ญ Philippines (#7), ๐ฒ๐ฝ Mexico, ๐ฒ๐พ Malaysia (#9), ๐ง๐ท Brazil
Least affordable: ๐จ๐ฆ Canada (#46), ๐ฌ๐ง UK, ๐ซ๐ฎ Finland, ๐น๐ท Tรผrkiye, ๐ถ๐ฆ Qatar, ๐ธ๐ฌ Singapore, ๐ฐ๐ท South Korea, ๐ฎ๐ช Ireland, ๐ฆ๐บ Australia, ๐ณ๐ด Norway
SEA proves itโs where value meets lifestyle ๐๐.
Survey participants for the personal finance index were asked to rate their satisfaction with their financial situation, general cost of living, and whether their disposable household income was enough to lead a comfortable life in their country of residence. (CNBC)
Why This Hits Home
For Southeast Asians, this is more than numbers. Itโs proof that the region is a rising global hub ๐, offering affordability, culture, and opportunity.
Expats stay longer ๐ฐ๏ธ: 54% in Vietnam live 5+ years, 30% want to stay forever
Malaysiaโs debut shows new competition in SEAโs expat game ๐
The results show that Vietnam tops the list, with 1% of respondents satisfied with the cost of living and 89% saying their income after expenses is sufficient or more than they need, compared to the global average of 87% and 40% respectively. This is the reason why expatriates choose to settle in Vietnam long-term, with over 69% staying for more than five years and 54% planning to stay indefinitely. (Money & Banking)
Beyond the Headlines
๐ Long stays: Expats in Vietnam often settle for life
๐ Malaysia climbed into the list from #11 last year
๐ธ Singapore, despite its global status, ranks among the least affordable
Need More Angles?
CNBC These are the 10 most and least affordable countries in the world in 2025, according to expats
Money & Banking Thailand ranks 5th among countries with the lowest cost of living for foreigners in 68. Vietnam holds the title for 5 consecutive years
Kompas.com Vietnam Jadi Negara Paling Terjangkau bagi Ekspatriat, Indonesia Masuk Top 10
(ELS/QOB)